Insurance companies

They get their premiums from you, no problem.

But when it is time for the money to go the other way, you have deductibles, pre-approval, etc.

Everything sounds great when you sign up. But when you make a claim...yikes, it's like you committed a crime.

Life, home, auto, medical, I don't care which one it is, you are going to have to jump through hoops to get what's due you.

Vultures.